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Buying a Sacramento Area Home Can Be Scary… Unless You Know the Facts [INFOGRAPHIC]

Some Highlights:

Many potential homebuyers in Sacramento believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts:

  • 40% of millennials who purchased homes this year have put down less than 10%.
  • 76.4% of loan applications were approved last month.
  • The average credit score of approved loans was 724 in September.
  • There are mortgage product for people with FICO score as low as 640.

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